Most Americans take Social Security as soon as they can, at age 62, giving up the approximately 30% more they could receive, every month for the rest of their life, if they waited until full retirement age. When should you take Social Security?
PACE Loans: Are they too good to be true? We have all seen those ads on television or YouTube claiming that through a special government program we can get solar panels installed “at no upfront cost to you” or, even better, with a tax deduction. While we all want to save on energy costs and know there is no Planet B, this sounds simply too good to be true – and it often is.
Is your financial advisor trustworthy? Or, not? You may think that the ADV brochure you received tells you all you need to know about your financial advisor. Think again.
Although we may want to retire in place, it may not be the place in which we spent the tail end of our working years. We may want a quieter, or a more stimulating, environment. We may long for four seasons or decide to give up shoveling snow. We may want to be closer to grandchildren or live in a place more congenial to pursing retirement interests. We may simply want to downsize. If you decide to move in retirement, keep these 14 tips in mind for working with movers.
The majority of Americans rely on Social Security during retirement. This is a big mistake. Social Security was only designed to provide about a third of our retirement income.
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