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More than 175 million workers contribute to Social Security with every paycheck. About 43 million retirees collective benefits monthly. For three out of five older Americans, the Social Security check they receive is more than half their income.

As with every election cycle, voters get to make sense of the competing claims about the future of Social Security and the shortfall that is projected to occur in about 16 years.

“There remains a great deal of misinformation and misconceptions about Social Security,” said William Arnone, chief executive of the National Academy of Social Insurance, a nonpartisan group of social insurance experts.

To clear up confusion, an article in the New York Times addresses 8 questions about Social Security.

  1. To what degree do Americans rely on Social Security?
  2. What’s behind the looming shortfall?
  3. Does Social Security contribute to the federal budget deficit?
  4. What can be done to close the shortfall?
  5. What do Americans support?
  6. Where does Congress stand?
  7. Has the Trump administration taken steps that affect Social Security?
  8. What are the prospects for an agreement that fixes the program?

Read the answers here: 8 Questions about Social Security.



Estate Planning attorney, Terry Garrett, is a member of the National Academy of Elder Law Attorneys and is active in the Texas and Austin Bar Associations. She graduated with honors from Cornell University. She was on the Dean’s List at Wharton Business School. She earned her J.D. at Columbia Law School, receiving the Parker Award and a Mellon Fellowship.

She assists families of people with special needs, people planning for the retirement years and people administering estates.


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