Most people think that Medicaid is for other people, in particular for poor people. Medicaid is the primary payer for long-term care, whether at home or in the nursing home. Will you need Medicaid for long-term care?
The downside of living longer is that some of those extra years will come with extra difficulty. We are likely to have trouble getting around, whether that means trouble operating the car safely, needing a walker or a wheelchair. We are likely to have trouble doing the laundry and the housework. Grocery shopping and cooking will become too burdensome. Even bathing, dressing and grooming; using the toilet and maintaining continence may well become a problem. You may be wondering, do I need long-term care insurance? Nearly 70% of us will need some form of long-term care.
Perhaps your situation is simple. You have no spouse. You have no children. You have no house, no car and no more than $2,000 in the bank. Your memory is intact and your mind is sharp: you can complete the Medicaid application all on your own.
But, what if your situation is less simple? You may need an elder lawyer’s help to get things done.
Knowing the right thing to say to someone who is grieving doesn’t come naturally. In this article, David Pogue asked a group of people to recount some helpful things people said or did when they were in mourning – and to share some things that were decidedly unhelpful.
Many children promise never to put their parents in a nursing home. Unlicensed board and care homes are the 21st century equivalent of poor farms. Nursing homes are often little better: underfunded, understaffed with no privacy, they offer almost no autonomy or attention to personal preferences. Medication errors abound. Even dentures go missing. Can children keep elderly parents out of a nursing home?
Texas is one of 14 states that has not expanded Medicaid. Some legislators want to take it to the people for a vote. Should Texans be allowed to vote on Medicaid expansion? Read more in this article by Julie Chang.