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Do I Need Long-Term Care Insurance?

Do I Need Long-Term Care Insurance?

The downside of living longer is that some of those extra years will come with extra difficulty. We are likely to have trouble getting around, whether that means trouble operating the car safely, needing a walker or a wheelchair. We are likely to have trouble doing the laundry and the housework. Grocery shopping and cooking will become too burdensome. Even bathing, dressing and grooming; using the toilet and maintaining continence may well become a problem. You may be wondering, do I need long-term care insurance? Nearly 70% of us will need some form of long-term care.

Can Children Keep Elderly Parents Out of a Nursing Home?

Can Children Keep Elderly Parents Out of a Nursing Home?

Many children promise never to put their parents in a nursing home. Unlicensed board and care homes are the 21st century equivalent of poor farms. Nursing homes are often little better: underfunded, understaffed with no privacy, they offer almost no autonomy or attention to personal preferences. Medication errors abound. Even dentures go missing. Can children keep elderly parents out of a nursing home?

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