We think of Ponzi schemes as the pyramids of money not being invested as promised but flowing out to pay bogus investment returns to people who invested earlier. Charles Ponzi’s more recent fellow fraudster, Bernie Madoff, graced tabloids just a few years ago. Similar schemes are active today. Could one of them be Social Security?
“Full retirement age” for Social Security benefits is creeping up to 66 or 67 and the age at which traditional IRA and 401k benefits must be taken was just extended from 70 to 72 by the SECURES Act. The average American retires with Social Security and $172,000 in savings. The question is, what will make your money last?
When wondering how Social Security has fared during the pandemic, you may be surprised to find that low interest rates have made it more valuable. It may be worth more than you think, but it needs your help.
Making simple design changes when outfitting a home can help create a safe and comforting space for children with autism or sensory processing issues. Read more for different ways parents are experimenting to help their special needs children cope.
This public health crisis affects everyone. If you or your family member has special needs, special resources are available. Read more here for Special Needs and COVID-19 resources from The Arc of Texas.
People with special needs can be included and lead meaningful lives with the right services and support. We can help someone grow and contribute to and enjoy life by helping them put those supports and services in place.