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What do you do when disaster strikes?

Knowing what resources are available will help.

Texas RioGrande Legal Aid, Inc. has developed disaster resources that may help you in your recovery. Each document is available in both English and Spanish.

To download a copy of each document visit trla.org/disasters.

  1. Renters Rights: Are you a renter? Do you know what your rights are?
  2. Flood insurance: Does your homeowner’s insurance cover flood damage?
  3. Home Repair Scams: What should you watch out for when getting offers for home repairs?
  4. Homeowner’s Insurance: Helpful information on the types of losses covered by insurance as well as how to make an insurance claim.
  5. Mortgage Payments: What happens if you can’t make your mortgage payment because of a disaster?
  6. Casualty Loss Deductions: Can I deduct disaster losses from my federal income taxes?
  7. Employment Rights: Can I be fired for leaving working during an emergency evacuation?
  8. Replacing Lost Documents: How to replace documents lost due to a disaster?
  9. Disaster Recovery for Small Business: Information that helps a small business recover from disaster.
  10. Flooded Vehicles: What do you do when your vehicle suffers flood damage? How do you make a claim?
  11. Disaster Relief for Immigrants: Are immigrants eligible to receive FEMA cash assistance?
  12. Disaster Relief & Immigrant Status: How do natural disasters affect immigration status?
  13. Disaster Loans: Am I eligible for a federal disaster loan? What’s covered?
  14. Property Loss Claims: What kind of property loss is covered by insurance?
  15. Handling Home Insurance: How do you handle claims for homeowner’s insurance?

These resources will help you learn what your legal rights are after a disaster.



Terry Garrett is a member of the National Academy of Elder Law Attorneys and is active in the Texas and Austin Bar Associations. She graduated with honors from Cornell University. She was on the Dean’s List at Wharton Business School. She earned her J.D. at Columbia Law School, receiving the Parker Award and a Mellon Fellowship.

She assists families of people with special needs, people planning for the retirement years and people administering estates.


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