While about two-thirds of Americans own their own home – and 87% of those 65 and older do – this goal can be difficult to reach for people living with a disability or retiring on Social Security. But it may not be impossible with these 5 resources that offer help in buying a home.
- My First Texas Home serves people with incomes between 30 and 115% of the area mean income. Texas Home Buyer Program
- The Texas Department of Home and Community Affairs also has HOME Owner Rehabilitation Assistance and a HOME Buyer Assistance Program. Home Division
- The United States Department of Agriculture has direct and guaranteed loans for single family housing and home repair programs for people with very low income. Single family housing and home repair programs
- The United States Department of Veterans Affairs has home loans and specially adapted housing grants. VA Disability Housing Grants
- There is a special veterans’ grant for HUD housing, with the VA provided non-housing services. Housing for Heroes
Elder law attorney, Terry Garrett, CELA, is a member of the National Academy of Elder Law Attorneys and is an Approved Guardianship Attorney. She assists people in elder law, estate and special needs planning, guardianship and settling estates. She graduated with honors from Cornell University. She was on the Dean’s List at Wharton Business School. She earned her J.D. at Columbia Law School, receiving the Parker Award and a Mellon Fellowship.