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Online calculators are transforming one of the most complicated and consequential decisions people make about retirement: when they should begin collecting Social Security.

The normal one size fits all plan is to wait as long as possible to claim benefits. But, everyone’s circumstances vary greatly. Expected lifespans differ as well as career plans.

This article in the Wall Street Journal shares about several different calculators you can choose from that will help you and your spouse make more informed decisions: When to Tap Social Security: The Sometimes Surprising Answer From Online Calculators


Estate Planning attorney, Terry Garrett, is a member of the National Academy of Elder Law Attorneys and is active in the Texas and Austin Bar Associations. She graduated with honors from Cornell University. She was on the Dean’s List at Wharton Business School. She earned her J.D. at Columbia Law School, receiving the Parker Award and a Mellon Fellowship.

She assists families of people with special needs, people planning for the retirement years and people administering estates.

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